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Comment: We separated iDEAL, iDIN and eMandates. This space is now only applicable for iDEAL.

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On this page you will find all information how to become an

 

iDEAL Certificate Holder (iDEAL Collecting Payment Service

Provider   InfoCurrence would like to draw your attention to the fact that since 1 November 2009 the European legislation regarding the provision of payment services, came into effect. As of this date you need a licence as a Payment Institution if you collect money for third parties

Provider or C2C Provider).

Note

Please note that only Payment Service Providers (PSPs) with a European payment licence can become an iDEAL Partner. This licence must be listed in the official register of the central financial institute of your country and it must be ‘passported’ to those countries in which you want to market your services. In the Netherlands this is the Dutch Central Bank (De Nederlandsche Bank):https://www.dnb.nl/en/public-register/. If you do not yet have a licence, you must start with your application for this licence as soon as possible as the

Online

iDEAL Rules & Regulations (R&R) state that all

Payment Institutions

PSPs must have a licence

. Dutch licences please see http://www

.

toezicht.dnb.nl/en/2/51-227436.jsp. PaneltitleColorwhitetitleBGColor

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1. Application

for Certification CPSP

iDEAL

Expand
title

Steps application

Click here for the steps for the Application...

Please follow the next steps to apply for the

applicable

Collecting Payment Service Provider (CPSP) or C2C Providers Role for you

organization

Institution:

Please read the General notes on the

Online

iDEAL Rules & Regulations (R&R)

 and the 

, the iDEAL R&R definitions and the iDEAL Acceptance Regulations.
NB The Acceptance Regulations are similar to an NDA.

Info

The

General

document ‘General notes on the

Online

iDEAL R&

R

R’ contains links. You can only click on these links when you have full access to the iDEAL R&R

Online

. You will receive full access after

finalizing

finalising the application.

When you agree with the Acceptance Regulations, please fill in

the Certificate Agreement Application Form (for the role of CPSP) and email

the Certificate Agreement Application Form (

View file
name1b. Acceptance Regulations_addendum Certificate Application Form.pdf
) for the Role of CPSP or C2C Provider and email the completed and signed (by the legal representative of your

organization

Institution) Application Form

to online@currence.nl;After Currence has received the completed and signed Application Form, we will give you

to certification@ideal.nl. Then your Institution will receive full access to the iDEAL Rules & Regulations (R&R). 

More general information on the fees for CPSP's you can find on https://www.currence.nl/

You can find more information about our fees iDEAL Certificate Holder fees on ideal.nl

If you have any questions, please do not hesitate to contact us

via online@currence

by email: certification@ideal.nl.

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title

2. Certification iDEAL

Expand
title

Certification steps

Click here for the steps for the Certification...

To

certifiy

certify your

organization

Institution as a CPSP or C2C Provider, you need to follow the below steps:

Info

The next steps contain links. You can only click on these links when you have full

acces

access to the Currence R&R

Online

. You will receive full access when you have completed the

application process in step 1

Application, please see step ‘1. Application iDEAL’.

Please read all

relevant Online

relevant iDEAL R&R

 documentation. The documents as mentioned below are applicable for your Role requested;Certification procedure

 documentation: The description and requirements of the CPSP Role you have requested. For each Role, Currence has drawn up an overview of which the iDEAL R&R documents apply:

the 

SPEEL

506626194

After reading the above documentation,

please

please contact us for an introduction call

. Afther the call in a first version of the Control Self Assessment (CSA) Form of the applicable Role(s). Note that only the final version of the CSA needs to be signed by the legal reprentative of your organization.

After sending the documentation you can contact Suren Balraadjsing for the certification procedure, phone number +31 20 305 1900. Together you can draw up a schedule for your certification.

After finalization, if the Board of Directors of Currence agree

via certification@ideal.nl. In this call we will also explain the next steps and we can answer your questions.

When you are ready to start the certification, Currence will give your Institution access to your own certification environment to fill in a draft version of the Control Self-Assessment (CSA) Form.

After finalisation, our Certification Compliance Manager will send its report to the Management Board of Currence. When the Management Board agrees with the outcome of the certification

process

or accreditation*, your

organization

Institution will receive

a Licence or Certificate Agreement.
Note

An iDEAL CPSP also needs to have an agreement with an Acquirer. You can find the contact persons per Product in the Online R&R section. 

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title3. Technical Implementation
Expand
titleTechnical implementation steps

Parrallel to the Certification process, the technical implamentation can be done. 

(Aspiring) Certificate holders can make use of the Merchant Implementation Guide (MIG) iDEAL to realize the connection with an Acquirer .

The Acquirer facilitates a testing environment where the implementation can be tested

/wiki/spaces/RNIRRR/pages/3003940906 or /wiki/spaces/RNIRRR/pages/3003613211.


* Only applicable for the CPSP Role and if the yearly iDEAL transaction value of the iDEAL Payments of your Insitution is less than 3 million euro per year.

3. Technical Implementation iDEAL

Expand
titleClick here for the steps for the Technical Implementation...

The Acquirer(s) will determine how your Institution connect to the routing platform of iDEAL, the iDEAL Hub.

Most Acquirers offer a connection via their own acquiring platform. You need to contact them for the technical specifications.

A few Acquirers will offer their Acquiring Participants a Direct Connection to the iDEAL Hub, in this case your Institution can use the Technical Documentation for Merchants/CPSPs/C2C Providers.

The Acquirer provides a test environment for testing the implementation.