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Comment: We separated iDEAL, iDIN and eMandates. This space is now only applicable for iDEAL.
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On this page you will find all information how to become an iDEAL Licencee (Issuer or Acquirer). 

Currence would like to draw your attention to the fact that since 1 November 2009 the European legislation regarding the provision of payment services, came into effect. As of this date you need a licence as a Payment Institution if you collect money for third parties
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Note

Please note that only Payment Service Providers (PSPs) with a European payment licence can become an iDEAL Partner. This licence must be listed in the official register of the central financial institute of your country and it must be ‘passported’ to those countries in which you want to market your services. In the Netherlands this is the Dutch Central Bank (De Nederlandsche Bank):https://www.dnb.nl/en/public-register/. If you do not yet have a licence, you must start with your application for this licence as soon as possible as the iDEAL Rules & Regulations (R&R) state that all Payment Institutions PSPs must have a licence.

1. Application iDEAL

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titleClick here for the steps for the Application...

Please follow the next steps to apply for the Issuer or Acquirer Role for you Institution:

Please read the General notes on the iDEAL Rules & Regulations (R&R), the iDEAL R&R definitions and the iDEAL Acceptance Regulations.
NB The Acceptance Regulations are similar to an NDA.

Info

The document ‘General notes on the iDEAL R&R’ contains links. You can only click on these links when you have full access to the iDEAL R&R . You will receive full access after finalizing finalising the Application.

When you agree with the Acceptance Regulations, please fill in the Licence Agreement Application Form (

View file
name1a. Acceptance Regulations_addendum Licence Application Form.pdf
) for the role of Issuer or Acquirer) below and email the completed and signed (by the legal representative of your Institution) Application Form to certification@ideal.nl.

View file
name1a. Acceptance Regulations_addendum Licence Application Form.pdf

After Currence has received the completed and signed Application Form, we will give your Institution Then your Institution will receive full access to the iDEAL Rules & Regulations (R&R). 

You can find more information about our iDEAL Licencee fees on Currenceon ideal.nl.

If you have any questions, please do not hesitate to contact us via by email: certification@ideal.nl.

2. Certification iDEAL

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titleClick here for the steps for the Certification...

To certify your Institution as an Acquirer or Issuer, you need to follow the below steps:

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The next steps contain links. You can only click on these links when you have full access to the iDEAL R&R . You will receive full access when you have completed the Application, please see step ‘1. Application iDEAL’.

Please read all relevant iDEAL R&R documentation: The description and requirements of the Role ( Issuer or Acquirer ) Role you have requested. For each Role, Currence has drawn up an overview of which the iDEAL R&R documents apply:

After reading the above documentation, please contact us for an introduction call via certification@ideal.nl. In this call we will also explain the next steps and we can answer your questions.

When you are ready to start the certification, Currence will give your Institution access to your own private certification environment to fill in a draft version the Control Self-Assessment (CSA) Form. Please note that only the final version of the CSA needs to be printed and signed by the legal representative of your Institution.

After finalisation, our Scheme Auditor Certification Compliance Manager will send its report to the Management Board of Currence. When the Management Board agrees with the outcome of the certification, your Institution will receive a /wiki/spaces/RNIRRR/pages/3003842581.

3. Technical Implementation iDEAL

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titleClick here for the steps for the Technical Implementation and Certification...

Parallel with step '2. Certification iDEAL', your Institution can start with the technical implementation of the issuing or acquiring connection.

Licencees need access to the Technical Specifications, for which a non-recurring fee of € 1,000.00 has to be paid.

The links in the text below link to the /wiki/spaces/I2P/pages/2941747205 can only be used if you have access to the iDEAL R&R Technical Specifications of Currence. You will receive this access after you have submitted the Application form (see step 1 ‘Application’).

The technical standards can be found here:

Current iDEAL

New iDEAL

/wiki/spaces/I2P/pages/2941747205

There are central test tools available against which the implementations can/must be tested.